The reference material
not the
lead magnet
Most advisory-firm "resource libraries" are gated PDFs designed to capture an email address in exchange for content that should have been free in the first place. This isn't that. The material below is open, substantive, and built to be useful whether or not you ever engage MicroTax.
A library that's actually useful is a better marketing instrument than a library that's gated. People who learn from your work are far more likely to engage with you than people who fill out a form to download a brochure.
The library is organized into four sections: the §7702 TFRA library (eight pieces covering the vehicle from multiple angles), the tax-and-wealth calculators (five tools modeling specific situations), the FAQ (ten direct-answer Q&As), and the methodology essays (the F.A.S.T. and Opportunity Engine pages, plus the three comparison essays).
TFRAs, from every angle
The §7702 TFRA is the firm's flagship strategic-stage vehicle, and one of the most consistently misunderstood structures in U.S. tax planning. The library below covers it from multiple angles: foundational, comparative, audience-specific, and the honest trade-offs that most marketing of the vehicle skips.
§7702 TFRA, properly explained
The foundational article, what a TFRA is, how the §7702 rules create the vehicle, how it actually works, the math, the trade-offs nobody talks about enough, and how MicroTax handles the design. The starting point for everyone.
Read the article →
TFRA vs Roth IRA
Both are tax-free retirement vehicles. They are structurally very different. This piece walks through the contribution limits, eligibility caps, withdrawal rules, RMD treatment, death benefit characteristics, and the high-earner situations where each makes sense.
Coming soon →
TFRA vs 401(k)
The TFRA does not replace a 401(k), it layers on top of one. This piece explains why, what each vehicle does that the other can't, and the proper sequencing decisions for high earners with access to both.
Coming soon →
TFRA for Tech Executives
For senior engineers, EMs, and directors who've maxed traditional retirement and have RSU income flowing through quarterly. The case for layering a §7702 vehicle on top of equity compensation, and the timing decisions that make it work.
Coming soon →
TFRA for Physicians & Surgeons
For high-earning medical professionals whose W-2 income gets taxed at maximum marginal rates and whose retirement architecture often hasn't been designed beyond the basic plan stack. How the §7702 layer fits inside the broader DB-plus-cash-balance stack.
Coming soon →
When a TFRA is the wrong answer
Not every high earner should fund a §7702 vehicle. This piece is the honest case, surrender period costs, carrier-selection risk, the disqualifying client profiles, the situations where simpler vehicles deliver better outcomes. The piece TFRA marketers rarely write.
Coming soon →
The flagship article (§7702 TFRA, properly explained) is live now. The five companion pieces are being written through the rest of the year. Discovery calls → get you the substantive content from the unwritten pieces directly, without waiting for publication.
Tools for specific situations
Five calculators currently in development, each designed to model one specific high-impact decision. The calculators are educational tools, not personalized advice, but they're sharp enough to surface whether a deeper conversation is worth booking.
RSU Tax Gap Calculator
Models the gap between the 22% supplemental withholding rate (federal default on RSU vests) and your actual marginal tax rate. Shows the dollar amount under-withheld and the April-surprise risk in your specific situation. The first calculator most senior tech professionals should run.
Coming soon →
TFRA Projection Calculator
Models a §7702 vehicle's contribution sequence, cash-value accumulation, and tax-free distribution capacity over a multi-decade horizon. Lets you compare scenarios across funding rates and carrier crediting strategies before having a specialist conversation.
Coming soon →
S-Corp Election Savings Calculator
For self-employed and 1099 earners considering an S-Corp election. Models the FICA tax savings against the administrative overhead, and tells you whether your situation crosses the threshold where the election makes sense, and the reasonable salary level that supports it.
Coming soon →
Cost Segregation Impact Calculator
For real estate investors with rental properties, estimates the depreciation acceleration available from a cost segregation study on a given property. Models the year-one tax impact and the cost-benefit threshold above which the study justifies its own expense.
Coming soon →
Defined Benefit Plan Capacity
For business owners and partners at 50+ with consistent profitability, estimates the annual contribution capacity available through a defined benefit or cash balance plan stack. The highest-impact retirement architecture available to older owners, and one most don't know they qualify for.
Coming soon →
A note on the timing
The calculators are being built as Phase 4 of the firm's web infrastructure. Until they're live, the 30-minute Strategy Session covers the same modeling work directly, and produces personalized numbers rather than illustrative ones.
FAQ & methodology essays
The FAQ covers the direct-answer questions most prospects have. The methodology essays cover the deeper structural arguments, how the work is sequenced, how opportunities are systematically surfaced, and how MicroTax differs from the alternatives.
Frequently Asked Questions
Ten direct-answer questions organized into three groups: what MicroTax is and how it differs, the substantive questions about TFRAs and the VFO model, and the practical questions about engagement, cost, geography, and how to start.
Read the FAQ →
The F.A.S.T. Steps Method
The four-stage advisory framework, Foundational, Advanced, Strategic, Tactical, that sequences MicroTax's work. The sequence is what makes the strategies compound. Why catalog approaches fail and structured progression doesn't.
Read the methodology →
The VFO Opportunity Engine™
The systematic discovery framework that scans each client against 200+ strategies. What it is, what it isn't, why it's not "AI tax planning," and how the output feeds into the F.A.S.T. sequencing for human decision-making.
Read the methodology →
vs Traditional CPA
The structural argument for why proactive tax advisory and compliance CPA work are different jobs done on different sides of the calendar, and why this isn't a critique of accountants. The most-referenced essay on the site.
Read the essay →
vs Wealth Manager
Why AUM-based wealth management and coordinated advisory planning are structurally different products. The fee model is the diagnostic. How to evaluate any advisor relationship through this lens, not just the one being implicitly compared.
Read the essay →
vs Traditional Family Office
The same model, organized differently. What the VFO takes from the traditional family office, what it changes, and the income tier at which each makes sense. The honest argument for when the VFO is the right structure, and when it isn't.
Read the essay →