Six services.
One coordinated
advisory relationship
The MicroTax service set is structured as a ladder, not a menu. Tax advisory is the door, your complete financial plan is what's behind it. Every level up is paid for by what was recovered from the IRS at the level below.
We don't pitch wealth management cold. We earn your trust through measurable tax savings first, then use those savings to fund a comprehensive plan.
The six services below are delivered as a single coordinated relationship under the Virtual Family Office model, one trusted advisor, one plan, one set of decisions across tax, retirement, wealth, insurance, and estate. Not six separate engagements. One integrated architecture, layered in over time.
Each layer, in detail
The six service pages below are designed to be read individually, each is a complete explanation of what that layer is, what it solves, who it suits, and how MicroTax handles it specifically.
Tax Strategy & Optimization
Proactive, year-round planning, not just filing. We find what your CPA misses and implement it legally, before December 31. Entity structuring, deduction maximization, projected-tax modelling, equity-event planning. The trusted entry point, 98% client retention.
Explore tax strategy →
§7702 Tax-Free Retirement (TFRA)
Zero tax on growth. Zero tax on withdrawal. No contribution limits. No RMDs. No early withdrawal penalty. The vehicle that produces retirement income outside the qualified-plan ceiling, explained properly, with the trade-offs nobody else mentions.
The TFRA, properly explained →
Wealth & Investment Coordination
Your investment strategy coordinated with your tax position. No more siloed advisors giving you conflicting guidance. Portfolio alignment, AUM management, tax-loss harvesting, asset-location optimization, all designed against the same underlying plan.
Explore wealth coordination →
Estate, Legacy & Protection
Trust structures, beneficiary optimization, estate tax mitigation, and asset protection, coordinated with partner estate attorneys. So the wealth you build outlasts you, and your family is protected along the way. Not a separate engagement; an integrated layer.
Explore estate & legacy →
Fractional CFO
Strategic financial leadership for business owners at $1M–$10M revenue, cash flow, forecasting, KPI design, board-ready reporting. Without the full-time CFO hire and without running parallel to your tax architecture; integrated with it.
Explore fractional CFO →
The Virtual Family Office
The structure that ties the other five together. One trusted advisor, one coordinated plan, one specialist network. Traditional family offices cost $500K–$2.5M annually and serve $50M+ households. The VFO delivers the equivalent for the $300K–$1M earner.
How the model works →
Tax advisory is the door. The plan is what's behind it
The order matters. Tax savings recovered through Foundation work fund the more advanced layers. By the time a client reaches the §7702 layer, the fees have already been more than covered by recovery from the IRS at Layers 01 and 02.
Not every client uses every layer. A senior engineer with no business may stop at Layer 04. A multi-generational family may use all six. The right architecture depends on income, complexity, and life stage, which is what the discovery session is designed to identify.
MicroTax versus the alternatives
High earners typically work with some combination of a traditional CPA, a wealth manager, and (rarely) a family office. Each of these does part of what MicroTax does, but not all of it, and not coordinated. Here is the structural comparison.
| Traditional CPA | Wealth Manager | Family Office | MicroTax VFO | |
|---|---|---|---|---|
| Primary engagement | Compliance & filing | AUM management | Full-service coordination | Coordinated advisory |
| Proactive tax planning | Rarely, time-constrained | Not their mandate | Yes | Yes, year-round |
| §7702 TFRA capability | No | Sometimes (product-led) | Yes | Specialist-led |
| Wealth management | No | Yes (their core) | Yes | Yes, coordinated |
| Estate coordination | Hand off to attorney | Hand off to attorney | Yes | Yes, integrated |
| Fractional CFO services | No | No | Sometimes | For $1M+ revenue owners |
| Typical client wealth threshold | None | $500K+ AUM | $50M+ net worth | $300K–$1M+ income |
| Annual cost structure | $2K–$8K (compliance fees) | 0.75–1.25% of AUM | $500K–$2.5M | Calibrated to savings recovered |
| Number of relationships you manage | 1 | 1 | 1 | 1 |
| Scope of what that one relationship covers | Tax filing only | Investments only | Everything (but expensive) | Everything (affordably) |
Why we don't post pricing
The most common question on this page is the one we deliberately don't answer with a fixed table: what does it cost?
The reason is structural. Fees are calibrated to the work and to the savings recovered, not to a flat retainer or a percentage of AUM. The savings on year one are typically a multiple of the fee. Quoting a price before discovery would either overstate (for simple situations) or understate (for complex ones). Neither is honest.
What we can say is this: the 30-minute strategy session is complimentary, the opportunity report after that session is included, and pricing for the engagement is quoted before any commitment.
If pricing transparency matters to you up front, and it should, read How We Engage. That page explains the model qualitatively: what's included at each engagement level, what cadence the work happens at, what deliverables you receive, and how fees are structured against outcomes.
Three engagement levels are described there: Foundational, Comprehensive, and VFO-Full. Without dollar figures attached, for the reasons above, but with enough detail to know which level fits your situation before you book a call.